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When I decided to renovate my restaurant iCapital came through for me. The team was very helpful and made the process really easy. It was completely different from my experience dealing with the banks in the past. 

Rocco Silvaggio

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Simple process and Friendly staff   From the start of the process it was nothing but help and assistance along the way.  I would highly recommend this to any business that doesn't want to go through the hassle of banks and yet can still operate in an entrepreneurial fashion.

Scott Hickling

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Incredible service! We applied for a loan through iCapital for our restaurant and with in a day we were accepted with money in hand.  It was an easy, straightforward  process and the staff really care about me and my business.

Patricia Dunn

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Total Flexibility 

& Better Rates

98%

of applications approved

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If you need money to help cover your costs, a secured loan is a smart option. A secured loan isn't a mortgage. It's a loan secured against real estate that you own. iCaptal secured loans have rates starting at 9.99% and better term lengths than you'll get with a second mortgage or another type of loan. 

Importantly, there are no restrictions on how you can use the money. Most lenders will stipulate where and when you can use the funds. 

With a secured loan from iCapital, you get the money you need and the flexibility to use it as you see fit. This is the best option for freeing up your cash flow, which is the lifeline of your business.

1. Request a Quote
Once you request a quote, we'll send you an application & request the last 3 months of banks statements for our underwriters to verify recent sales. It takes about 10 minutes to complete.

Questions?

Our customer care team is available to answer all of your questions and get you the funding that you need.

Phone us at 1.877.251.7171  

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Accessible Money for Canadian 

Small Businesses Since 2007

APPLY NOW

3. Automated repayment
An agreed-upon payment is remitted from your bank account monthly until the loan is paid off. 


2. Approval in 24 hours
Within 24 hours we contact you with the funding details. You approve it and the money is deposited in your account.

Over 500 Industries Served

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Need money for your business? 

Apply now for a

Secured Loan

Need money for your business?  Rates starting at 9.99%

Apply for a Secured Loan

Accessible Money for Canadian 

Small Businesses Since 2007

  • Rates start at 9.99%

  • Access more money than with a term loan or cash advance 

  • Term lengths of up to 5 years (compared to a traditional second mortgage term of just 1 year)

  • Payments are principal and interest. We offer weekly, biweekly and monthly payment options. 

  • No restrictions on how you can use the funds

  • Less-than-perfect credit is OK


Benefits of a Secured Loan Over a Second Mortgage

Apply in 

3 Quick Steps

Apply in 3 Quick Steps